Do you really like the cold, though? If so, do you not use heat? I can understand people not liking it to be 100 degrees, but I'm sure if you kept your house/apartment at 40 degrees, you'd get sick of it pretty quickly lol. I love feeling the sun on my skin and being hot, so even in the summer I'll rarely use the AC unless I'm moving around a lot and it's above 75 inside. If I'm just chilling on the couch I'm good with 80. but in the winter, the heat has to be on 71 or I'll be freezing, even with wearing several layers, I can feel my hands and face be too cold.