06/09 - Teuthida Thursday!

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Bode "Emo Barry" Miller

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That's t avoid the monthly fee, to get the bonus you need direct deposit
well yeah but if you're paying a monthly fee and you can't close the account for 6 months, you end up losing half the bonus
 

GoldenTemple

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It doesn't say anything about a normal direct deposit though
  • Service Fee: Chase Premier Plus CheckingSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances; OR, Option #2: Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase. Otherwise a $25 Monthly Service Fee will apply. We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking.
It says either 15k or whatever that mortage deposit thing is
Yeah, sorry forgot to include that. If you dont deposit 15k into the account or have a mortgage with chase the accounts monthly fee is 25 dollars.
 

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Looking at it, you need a $25 a month free for 90 days, unless I'm reading it wrong.. Which still means $300 for $75

Edit: Nope, it's 6 months, so $150
Yeah, you get charged $25 "service fee" unless you have your mortgage tied in to it, or $15k....so you'll get $300 for the price of $150 because you can't close it for 6 months. But, you can get $300 now and just deposit the $25 each month to pay your "service fee" then close it 6 months later.

Which...to get my laptop fixed might actually be worth it.
 

420incognito

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I dont know if this was mentioned this past week but Chase is giving away a $300 bonus to anyone
who creates a checking account and deposits $25 bucks into the account. Its legit too, Ive already got my bonus.
Took like 5 or 6 days to post to my account.

https://www.chase.com/checking/offe...9l1TQQ&MSC=kLpbSSXjHhI-Lay6vM1ipFK3Xf6M9l1TQQ

It says there is a $25 monthly fee if you do not maintain a 15K daily balance or set up payments to your chase mortgage account. You have to keep it for 6 months or they take the bonus. You must also set up direct deposit. It is basically a $150 bonus, plus all the set up time. A good deal if one sees the effort as minimal.
 

CatWhiskers

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It doesn't say anything about a normal direct deposit though
  • Service Fee: Chase Premier Plus CheckingSM has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances; OR, Option #2: Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase. Otherwise a $25 Monthly Service Fee will apply. We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking.
It says either 15k or whatever that mortage deposit thing is
"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government."

Also: "Bonus is considered interest and will be reported on IRS Form 1099-INT."
 

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This is $1 again. Maybe worth it?
 

Bode "Emo Barry" Miller

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The way I rationalized it in my head is I was already unhappy with my current bank so I'm willing to pay the service fees for $150 dollars.

$150 dollars is like 100 tacos from taco bell ! :celebrate:
I'd at least splurge for a Chalupa or Crunchwrap Supreme every once and a while
 

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"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government."
And that negates me from it, since I don't think mturk or my own personal work can fit that bill. Ah well.
 

bxpretzel

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"Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government."
They don't manually check transactions - it all depends on what types of ACH deposits are correctly classified in their internal system. There's a whole part of the Doctor of Credit blog where people report in what types of transfers qualified for the "direct deposit."
 

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